Motor:

The policy safeguards against fire, theft, accident and third-party liability. It covers any loss, or damage to the insured vehicle. It also takes care of any financial liability to property or person caused by the insured vehicle.

Property:

Comprehensive policy options that cover damages due to fire, lightning, explosion, earthquake, and other perils. There are various services provided under Property Insurance. For instance, the standard fire and special perils insurance provides financial protection to property owner for building structure, contents inside the property, utilities, and stock. Add on services like burglary and house break-in insurance, cover for loss of money in transit, and cover for financial loss due to infidelity can also be availed.

Health and Travel:

We help you navigate the maze of umpteen insurance options, and choose the policy that best suits your health and travel requirements on an annual basis and beyond.

Personal Accident:

A personal accident policy is more economical, and the premium is not linked to age. The policy covers accidental death and disability with its related expenses.

Asset Insurance:

It offers risk protection to fixed and current assets against financial loss arising from perils a business is exposed to.

Marine:

It offers cover to goods in transit, while in custody of a carrier, or third party. The insurance policy protects goods in transit on domestic waterways, as well as international waters between any two countries.

Employee Benefit Insurance:

In case of employee benefit insurance, there is Group Medical Cover (GMC). The insurance company’s contract is with the group. Employees are issued insurance certificates, which act as policy documents. Under GMC, employees receive special covers on discounted rates. Group covers are issued without medical examination. This offers protection to employees with pre-existing medical conditions, who are otherwise unable to procure personal policies. GMC offers family floater covers for an employee’s spouse, children, and parents. Similarly, a Group Personal Accident (GPA) is a tailor-made policy intended to compensate the financial loss caused by an accidental death or injury. There is an option to add incoming and delete outgoing employees on pro rata basis.

Miscellaneous:

We offer various other solutions to cover your insurance needs. Call us with your requirement, and we will show you a plan the fits.

Project Insurance:

A comprehensive policy that covers financial obligations related to a particular project. The project specific policies we specialise in include contractors’ all risk insurance (CAR), and erection all risk insurance (EAR). We also offer annual policies for electronic equipment insurance (EEI), machinery breakdown insurance (MBD), boiler pressure plant insurance (BPP), and contractors’ plant and machinery insurance.

Liability:

While, dealing with clients and third parties, a liability insurance is a must. This helps manage losses and potential legal costs. The liability covers offer protection for bodily injury, property damage, advertising injury, and personal injury to third party. The policy covers two broad categories. First, premises and operations liability, which covers liability arising out of company premises and operations. The second is products and completed operations liability, which refers to products sold, manufactured or distributed by the company.

Special Contingency:

Solutions that cater to special considerations, be it a project, occasion, person, or infrastructure.